WhatsApp has started testing the UPI based payment interface in India. The new feature, is available for the selected WhatsApp beta users on Android, iOS. With the help of this, anyone cans end and receive money using the Indian government Unified payment Interface which is known as UPI. This feature is said to be available on the WhatsApp version 2.18.21 for the iOS users, and version 2.18.41 for Android users. Considering the large user base of the messaging app in India, the payments platform’s integration are going to give boost for the digital India.

The WhatsApp Payments feature, is presently available to select users of the beta application in India. The feature can apparently be accessed in a chat window through the Attachments menu available on the upper right section. The option is said to be available alongside with other options such as Gallery, Video, Documents, contacts etc. By clicking on Payments will open a disclaimer window, which is followed by a list of following banks to choose from.

User can simply can then select their preferred bank account to connect with UPI. Notably, user will also be asked to create a one time authentication pin if they haven’t set it yet which is used by the UPI payments platform. Additionally, user will also have to create a UPI account, if they don’t have one before with the help of UPI app or with their respective bank’s website/ application.

A report also adds that both the sender and receiver need to have the WhatsApp Payments feature to successfully transact with the help of messaging application. Some of the users have reportedly been facing issues while linking their bank accounts with the app, although this is expected as this is from a beta feature available for the manual testing.

Government Initiative

WhatsApp has been known to be considering a UPI-based payments platform starting from July 2017. The feature was also spotted on the beta version of Android back in August last year. Ever since UPI was announced by the government, some of the giants companies like Samsung, Zomato, Google, and, now, WhatsApp have been looking to incorporate it on to their both the existing hardware and software products.

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